Life Insurance Data


It has been a weak month for blogging.    I suppose this is still serving its purpose in letting me know to either learn  more, or reflect more on what I am learning.

One tip I can give algbebra teachers is that if you want some linear data with which to give students that is not messy- not approximately linear- you can pull data from a life insurance company.  Look at a product like 20-year, level-term life.  Ask for data in intervals of $50,000 or $100,000 in insurance.  The data is usually linear and it has a non-zero vertical intercept.  You can compare different ages, or compare smokers and non-smokers to change the slope.  Often the vertical-intercept will remain the same.

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